Every time I look at my bank account I want to cry. No matter what I do to try to save money, I can't seem to keep my head above water.
I recently took a large pay cut with my current place of employment. I convinced myself that money isn't everything and that I can make it on my own, it will just take some sacrifice. Even before I became gainfully employed again, I made sacrifices. I never buy a cup of coffee at an over priced coffee shop, I never buy my lunch (brown bag, yo) and if I'm driving on the other side of town I make all the stops necessary so that I don't go out of my way for errands or items needed.
I will treat myself to the occasional ice cream or a beer at the bar, but I never go nuts. The last time I had a drink at a bar was probably over a month ago.
So, what am I doing wrong?
I keep track of all of my expenses (thank you online banking) and I haven't bought myself clothing, shoes or accessories in...wow, I can't even remember. My bank account always seems to be depleted. No matter what I do, I can't catch up. I could be a hermit for 2 months and not see a difference.
Twitter friends of mine have suggested to always use cash (@jonlustig) and to stick to a grocery list (@alliemac01), which I am guilty of not abiding by.
How do you do it? How do you save money but still...live? Am I not making enough sacrifices? Should I move back in with my Mom to save money?